All Nigerian Banks USSD Money Transfer codes and How to use them

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Bank USSD code transfer service allows you to transfer and also apply for loans, request for a bank statement, buy airtime or transfer money to friends, family or loved ones, bank USSD short codes are very simple and its free of charge and also it works on all phones.

With USSD code mobile money transfer service, you don't need to go queue up at the banking hall to deposit a small amount of money. you can easily do it by using the USSD code Transfer on your phone. It’s fast, convenient and secure.

So here today, am going to show you all bank USSD codes you can easily use to transfer, buy airtime, apply for loans or check your bank account balance. so let get Started.

Nigeria Banks USSD Money Transfer  Codes

1. Wema Bank 
2. Diamond Bank
3. EcoBank
4. Unity Bank
5. Skye Bank
6. Sterling Bank
7. Stanbic IBTC Bank
8. First Bank of Nigeria
9. Fidelity Bank
10. Zenith Bank
11. FCMB Bank
12. Access Bank

1. Wema Bank USSD Money Transfer Code

For Wema Bank customers, to do a quick FUNDS TRANSFER, just dial *945*BENEFICIARYACCOUNTNUMBER*AMOUNT# follow the prompts to select beneficiary’s bank and input PIN to transfer the specified amount to any bank in Nigeria. Maximum daily transfer Amount is N100,000.00. If you need to transfer more, just login WemaMobile/WemaOnline platform to transfer beyond this limit.

2. Diamond Bank USSD Money Transfer Code

For Diamond Bank Y’ello account customers, to Transfer money to any bank in Nigeria just Dial *710*777*ACCOUNT NO*AMOUNT*PIN#.
For Diamond Y’ello to Diamond Y’ello Transfers Dial *710*710*PHONE NO*AMOUNT*PIN# For other Diamond account holders check options below.

3. Ecobank USSD Money Transfer Code

With Ecobank Mobile Banking you can do all your banking on your mobile phone. You can Make instant transfers, Check balances, Pay bills, Read mini-statements, Buy airtime.

just Dial *326# on your phone to get started

4. Unity Bank USSD Money Transfer Code

Unity Bank USSD mobile banking gives you a secure and fast way to transfer funds to Unity bank accounts and to other bank accounts.

Simply dial *389*215#  on your phone to get started

5. Skye Bank USSD Money Transfer Code

Skye Bank USSD mobile banking gives you a secure and fast way to transfer funds to Skye bank accounts and to other bank accounts.

Skye Bank USSD mobile banking allows you to make bill payments, check account balance, transfer funds etc hassle-free and conveniently.

Simply dial *833# to get started

6, Sterling Bank USSD Money Transfer Code

Sterling Bank USSD provides a smarter way of banking using *822#:

To get started, just dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly.

Note that N5 will be deducted from your airtime balance every time you dial the Sterling bank ussd code on your phone.

A PIN will also be required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.

7. Stanbic Bank USSD Money Transfer Code

With *909# Mobile Money you can receive salary payments, buy airtime, make one-on-one money transfers, pay for goods and pay bills.

Dial *909#
Select 1 “My Bank”.
Select 3 for Transfer.
Choose type of transfer and follow the onscreen instructions

8. First Bank USSD Money Transfer Code

First Bank USSD code allows you to transfer money, pay bills, withdraw money or make purchases. To transfer money, simply dial *894# and select 1; dial *894# and select 2 to withdraw money, dial *894# and select 3 to make purchase; dial *894# and select 4 to pay bills; dial *894# and select 5 to buy airtime, and dial *894# and select 7 to manage account.

9. Fidelity Bank USSD Money Transfer Code

To transfer money from Fidelity bank account to another bank account, simply dial this *770*NUBAN Account number*Amount#; NUBAN Account number is the 10 digit account number issued by any bank.
for Example; if you want to transfer N1000 to someone’s FirstBank account, dial *770*1234567890*1000# from the mobile number registered/linked with your Fidelity Bank account.

10.  Zenith Bank USSD Money Transfer Code

Zenith Bank’s 966 Mobile Banking allows you to open an account, check balance, load airtime or transfer money to another account.

To create a bank account simply dial *966*0# and follow the onscreen prompts.
To check for balances on any of your accounts, all you need to do is simply dial; *966*00#
To load airtime simply dial *966*Amount*Mobile Number# on your phone

To transfer money to another account
Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.

11. First City Monument Bank (FCMB) USSD Money Transfer Code

To use FCMB mobile banking service
Dial *389*214#
FCMB Welcome Message is displayed with the following options
1.Activate with card
2.Activate with Account
3.Activate with Mallet
Choose option 2 by typing 2 and send
Enter your account number
Call Contact Centre on 01-2798800 or visit any FCMB branch to generate your PIN.
Once you got your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted

Dial *389*214# for subsequent access to FCMB Mobile service

12.  Access Bank USSD Money Transfer Code

Access bank *901# allows you to bank from your mobile phone. It’s fast, convenient, and secure. Authentication requires the last four digits of your BVN.

Access Bank USSD Code Transfer to an Access Bank account
Simply dial *901*1*AMOUNT*NUBAN Account Number# (e.g: *901*1*1000*1234512345#) from your phone number, then authenticate with the last four digits of your BVN.

Access Bank USSD Code Transfer to other banks

Dial *901*2*AMOUNT*NUBAN Account Number# e.g *901*2*1000*1234512345#) from your phone. Then authenticate with the last four digits of your BVN.

Credits to Nairabrains

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